Purchasing your home
Buying property is probably the biggest financial decision you’ll ever make, so you want to get it right. But how do you find a property that suits your needs and gives you value for money?
At Evans Bros Estate Agents, we’ve been helping people buy homes, farms and commercial properties in Mid and West Wales for over 100 years. We’ll not only help you find the perfect premises; we’ll guide you through every step of the property-buying process.
Our team have years of experience and are experts at refining your property search, dealing with the day-to-day management of your house or land purchase and finding fast, sensible solutions whenever problems arise.
We’ll do our best to make buying your home, land or other property as simple and stress-free as possible. So, if you’re looking for a local Estate Agent you can trust, contact your nearest Evans Bros office for advice on buying a property in Mid and West Wales.
Our step by step property buyer’s guide
Although we’ll be here to hold your hand at every stage, these are some of steps you can expect to take on your journey to property ownership.
- Set your budget: it’s a good idea to speak to a reputable mortgage advisor at an early stage and get your budget sorted, then we can help you search for the best properties in your price range.
- View properties for sale: we’ll show you around a range of properties that interest you and can also let you know more about the area and local amenities.
- Negotiate the asking price: want more for your money? Ask us about the possibility of negotiation. Remember, sellers don’t have to accept your first offer, so there’s always room to try again.
- Check the details: always check what’s included in the price before you agree to a sale. Once you’re happy with what’s on offer, we’ll help you put the details in writing.
- Get a property survey: it’s advisable to have a survey done before you buy. It could potentially save you from costly repairs in the future. We can help you with an RICS Home Buyer’s Report and Building Survey.
- Sort out the legal formalities: you’ll need a solicitor for contract negotiation and exchange and to transfer the title deeds and funds. We’ll be on hand to liaise whenever needed and keep you up to date with what’s happening at our end.
To find out how Evans Bros can help you buy the perfect property in the Ceredigion and Carmarthenshire area, get in touch.
Areas we cover include:
Carmarthen, St. Clears, Whitland, Ferryside, Kidwelly, Llanelli, Cross Hands, Ammanford, Cefneithin, Lampeter, Tregaron, Llandeilo, Llandovery, Llanybydder, Aberystwyth, Aberaeron, New Quay, Cardigan, Laugharne, Gorslas, Llandybie, Llangadog, Llanstephan, Narberth, Newcastle Emlyn, Capel Hendre, Pontyberem, Tumble and other towns and villages across Mid and West Wales.
Viewing your property: it is considered prudent to view a property at least twice, preferably at different times of the day, to give a better idea of what is on offer. Location is an important consideration, so check the surrounding area and local amenities.
Agreeing the sale: most property is bought and sold through estate agents. Once you have chosen your property, you may be able to negotiate with the seller on the asking price. Sellers do not have to accept the rst offer that is put to them and you can make them an increased offer. All offers and negotiations are recommended to be conducted through the selling agent.
Check what is included: always check what is included in the price before agreeing the sale. Once you are happy, this will be con rmed in writing, but this will still be subject to formal exchange of contracts, drawn up by the solicitors.
Arranging a survey: your home is likely to be the biggest purchase you’ll ever make, so having an independent survey report is worth it. A survey could potentially save you thousands of pounds in costly repair bills in the future. Which?, the Council of Mortgage Lenders and any solicitor will advise you to get a survey before you buy a property, and not just rely on a mortgage valuation.
Instructing your solicitor: when buying your property you will need to employ a solicitor to help you obtain documents required for the completion of your sale.Your solicitor will get involved in the contract negotiation, exchange contracts and ensure completion by transferring the title deeds and funds.
Exchange of Contracts: after all the enquiry forms and contracts have been signed and returned, this is the point at which it is time to exchange.The buyer and seller will agree a date for completion, ie the date that the seller will need to move out of the property.This is the stage at which the sale becomes legal and binding.
Completion: the date of moving will have been agreed by both parties. On completion day the funds will be exchanged between solicitors and the keys should be left with the estate agent for collection by the buyer.
Online Mortgage Calculator